An estimated 12 million UK citizens, unable to access mainstream credit, borrow collectively around £70 billion in the non-standard credit market.
Our customers are amongst those excluded from mainstream credit. They have thin credit files or a poor credit history; they may face other barriers to accessing credit because they are often tenants who are reliant on benefits or not working.
We support our customers in building their financial resilience. We offer a loan that is fair to customers, with personal service, flexibility, no hidden costs and manageable repayments. It is also fair to us; it allows us to cover the costs of lending from income.
We lend small amounts of money, open bank accounts, provide free, confidential, debt and money advice in some branches, and signpost free advice services in others. We encourage customers to save as well as repaying their loan so that step-by-step they can start taking control. Where a loan is not right for customers we say so but we try to find an appropriate solution for everyone. So sometimes a loan, always assistance.
We offer a fast, affordable and responsible way to borrow money for people who cannot get a loan through a bank or building society providing a genuine alternative to high interest lenders and illegal money lenders. We work in collaboration with Credit Unions to bridge the gap for those who need affordable small loans, add to this our awards for “Responsible Lender of the Year” in 2011 & 2012 and you can see we are here to help.
Contact us @ 238 Freeman St, Grimsby, Tel No. 01472 267600 or 272 Ashby High St, Scunthorpe, Tel No. 01724 852926.